Easy & Truly Affordable Healthcare
Ginny Shadowens is committed to helping you live your best life. Redirect Health will help you get the care you need while spending less.
Your Health, Your Way:
Choose a Healthcare Plan That Fits You!
Discover EverydayCARE® - the healthcare plan that offers no-cost coverage for your most common needs giving you 24/7 access to care with less worry and more support.
Step 1: Select your coverage:
Step 2: Number of employees:
EverydayCARE® Routine Care
$0 routine care, 24/7 virtual visits, mental health, labs, chiropractic
Employee Only
EverydayCARE® Hospital
Routine Care + hospital coverage, specialists, and imaging
Employee Only
EverydayCARE® Hospital PLUS
Hospital + expanded labs, Rx benefits, reduced exclusions
Employee Only
$0 copay Virtual and In-Network Office Visit with 48 Hour Pre-Authorization $20 copay4 Out-of-Network Office Visit with 48 Hour Pre-Authorization $50 copay5 In-Network or Out-of-Network Visit with 48 Hour Pre-Authorization |
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(Basic)
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(Standard)
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(Expanded)
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$0 copay Mental Health Tele-Counseling with 48 Hour Pre-Authorization |
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Rx & Immunizations - View Formulary Copays may vary depending on pharmacy location, quantity, and dosage |
(Basic)
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(Standard)
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(Expanded)
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Specialist Consults & Care $50 member responsibility5 with 48 Hour Pre-Authorization |
Care Navigation Only Appointment preparation, coordination, navigation, alternative funding management, and pre-negotiations 100% Member Responsibility |
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$50 member responsibility5 MRI, PET, CT scans, ultrasound, mammogram and other imaging with 48 Hour Pre-Authorization |
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Hospital Care - Inpatient & Outpatient6 Individual - plan year
$2,000 initial member responsibility Family - plan year
$4,000 initial member responsibility Emergency Room $500 + 20% member responsibility |
(Non-Embedded Member Responsibility)
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(Non-Embedded Member Responsibility)
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Excluded Services7 Pre-existing conditions, organ transplants, dialysis, skilled nursing, advanced psychiatric care and specialty and non-formulary medications |
Care Navigation Only Appointment preparation, coordination, navigation, alternative funding management, and pre-negotiations 100% Member Responsibility |
Additional chemotherapy $30,000 sharing limit8 Dialysis $10,000 sharing limit8 Skilled nursing $5,000 sharing limit8 Air ambulance $5,000 sharing limit8 Pre-existing exclusions apply 12 month look back |
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ACA Compliance Satisfies Penalty A (MEC) |
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Minimum Employer Contribution Satisfies Penalty A (MEC) |
100% of Primary Member Only
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50% of Primary Member Only
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Minimum Employer Participation |
50% of Full-Time Employees
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Virtual Primary Care (24/7/365)
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In-Office Primary & Urgent Care
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Pediatric Care
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Annual Adult Physical3 & Well Child3
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Chiropractic (12 free visits per year)
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X-rays
$0 copay
Virtual and In-Network Office Visit
with 48 Hour Pre-Authorization
$20 copay4
Out-of-Network Office Visit
with 48 Hour Pre-Authorization
$50 copay5
In-Network or Out-of-Network Visit
with 48 Hour Pre-Authorization
$0 copay
Mental Health Tele-Counseling
with 48 Hour Pre-Authorization
Rx & Immunizations - View Formulary
Copays may vary depending on pharmacy location, quantity, and dosage
Discount program - prices may vary depending on pharmacy location, quantity & dosage with 48 Hour Pre-Authorization
Care Navigation Only
Appointment preparation, coordination, navigation, alternative funding management, and pre-negotiations
100% Member Responsibility
Excluded Services7
Pre-existing conditions, organ transplants, dialysis, skilled nursing, advanced psychiatric care and specialty and non-formulary medications
ACA Compliance
Satisfies Penalty A (MEC)
Minimum Employer Contribution
100% of Primary Member Only
Minimum Employer Participation
50% of Full-Time Employees
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Virtual Primary Care (24/7/365)
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In-Office Primary & Urgent Care
-
Pediatric Care
-
Annual Adult Physical3 & Well Child3
-
Chiropractic (12 free visits per year)
-
X-rays
$0 copay
Virtual and In-Network Office Visit
with 48 Hour Pre-Authorization
$20 copay4
Out-of-Network Office Visit
with 48 Hour Pre-Authorization
$50 copay5
In-Network or Out-of-Network Visit
with 48 Hour Pre-Authorization
$0 copay
Mental Health Tele-Counseling
with 48 Hour Pre-Authorization
Rx & Immunizations - View Formulary
Copays may vary depending on pharmacy location, quantity, and dosage
Discount program - prices may vary depending on pharmacy location, quantity & dosage with 48 Hour Pre-Authorization
Specialist Consults & Care
$50 member responsibility5
with 48 Hour Pre-Authorization
$50 member responsibility5
MRI, PET, CT scans, ultrasound, mammogram and other imaging
with 48 Hour Pre-Authorization
Hospital Care - Inpatient & Outpatient6
Individual - plan year
$2,000 initial member responsibility
20% co-share | $4,000 out-of-pocket max4
(Non-Embedded Member Responsibility)
Family - plan year
$4,000 initial member responsibility
20% co-share | $6,000 out-of-pocket max4
(Non-Embedded Member Responsibility)
Emergency Room
$500 + 20% member responsibility
(Non-Embedded Member Responsibility)
Excluded Services7
Pre-existing conditions, organ transplants, dialysis, skilled nursing, advanced psychiatric care and specialty and non-formulary medications
Care Navigation Only
Appointment preparation, coordination, navigation, alternative funding management, and pre-negotiations
ACA Compliance
Satisfies Penalty A (MEC)
Minimum Employer Contribution
50% of Primary Member Only
Minimum Employer Participation
50% of Full-Time Employees
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Virtual Primary Care (24/7/365)
-
In-Office Primary & Urgent Care
-
Pediatric Care
-
Annual Adult Physical3 & Well Child3
-
Chiropractic (12 free visits per year)
-
X-rays
$0 copay
Virtual and In-Network Office Visit
with 48 Hour Pre-Authorization
$20 copay4
Out-of-Network Office Visit
with 48 Hour Pre-Authorization
$50 copay5
In-Network or Out-of-Network Visit
with 48 Hour Pre-Authorization
$0 copay
Mental Health Tele-Counseling
with 48 Hour Pre-Authorization
Rx & Immunizations - View Formulary
Copays may vary depending on pharmacy location, quantity, and dosage
Discount program - prices may vary depending on pharmacy location, quantity & dosage with 48 Hour Pre-Authorization
Specialist Consults & Care
$50 member responsibility5
with 48 Hour Pre-Authorization
$50 member responsibility5
MRI, PET, CT scans, ultrasound, mammogram and other imaging
with 48 Hour Pre-Authorization
Hospital Care - Inpatient & Outpatient6
Individual - plan year
$2,000 initial member responsibility
20% co-share | $4,000 out-of-pocket max4
(Non-Embedded Member Responsibility)
Family - plan year
$4,000 initial member responsibility
20% co-share | $6,000 out-of-pocket max4
(Non-Embedded Member Responsibility)
Emergency Room
$500 + 20% member responsibility
(Non-Embedded Member Responsibility)
Excluded Services7
Pre-existing conditions, organ transplants, dialysis, skilled nursing, advanced psychiatric care and specialty and non-formulary medications
Additional chemotherapy
$30,000 sharing limit8
Dialysis
$10,000 sharing limit8
Skilled nursing
$5,000 sharing limit8
Air ambulance
$5,000 sharing limit8
Pre-existing exclusions apply
12 month look back
ACA Compliance
Satisfies Penalty A (MEC)
Minimum Employer Contribution
50% of Primary Member Only
Minimum Employer Participation
50% of Full-Time Employees
EverydayCARE® Group Benefit Summaries
Competitive recruitment. Increase retention. Lower healthcare spend. Better care.
With insurance premiums still on the rise, businesses across America have increasingly struggled to provide quality care for their employees. With Redirect Health your business can provide quality healthcare at a price you can actually afford.
Recruit Quality Employees
Looking for a competitive advantage in recruitment? With Redirect Health, you can continue to offer healthcare to potential employees which helps attract the very best talent. A prime recruiting tool in place at a fraction of the cost.
Retain Your Best People
Healthcare is important to your employees. Increase satisfaction and improve retention by providing your team with a FREE healthcare option.
Cap Out-of-Pocket Costs
Protect your employees from outrageous medical bills. Give them peace of mind knowing their healthcare includes a low deductible and out-of-pocket max.
Is Redirect Health the right solution for your business?
We provide easy to manage solutions for your employees.
- Manage your Roster
- Control invoice accuracy
- Build your job candidate growth pool
- Prevent unnecessary workers comp costs and protect E-MOD
- Always get the Right Care at the Right Price
Plan Features
Your Membership Includes
National Direct Primary Care
Virtual and in-office visits
24-Hour Concierge
Call | Text | App English & Spanish
Hospitalization*
Protection against high-dollar medical expenses
Labs and Immunizations
Never pay more
than you should
Prescription Discount Program1
We’ll help fill your prescriptions at a fair price
Chiropractic
Includes 12 in-office visits per year
Mental Health
No Cost Tele-Counseling
Right Care at
the Right Price
Never pay more
than you should
In/Out of Network Flexibility
Freedom to choose
your own provider
- 1 This program is an ERISA self-funded insurance plan managed by Redirect Health. See program guide for details. Routine care can always be $0 when Redirect Health prepares your appointment. This overview is intended only as an illustration of the benefit plan design. Please refer to your Plan Document for actual coverage, limitation, and exclusion provisions.
- 2 Any doctor who accepts the Redirect Health Usual, Customary & Reasonable (UCR) Agreement can be in-network.
- 3 Routine physical/exam; gynecological exam; mammogram; pap smear; prostate testing(PSA); other routine lab and immunizations. In-network routine endoscopy, colonoscopy, sigmoidoscopy, vision or hearing screening for children, and x-ray will also be included at no cost (with authorization) when required by provisions of the Affordable Care Act. Visit www.hrsa.gov for all Minimum Essential Coverage as outlined by the Affordable Care Act.
- 4 Deductible, coinsurance and copay counts toward max out-of-pocket on eligible benefits only.
- 5 Maximum allowable is 140% of Medicare allowable.
- 6 A Redirect Health medical professional will interact with specialist on the members behalf.
- 7 Pre-authorization REQUIRED for ALL NONEMERGENCY Care.
- 8 See Summary Plan Document (SPD).
- 9 ALE Minimum contribution is the greater of 50% of employee only or 8.39% (2024).