HPB Insurance Group is committed to helping you live your best life. Redirect Health will help you get the care you need while spending less.
With insurance premiums still on the rise, businesses across America have increasingly struggled to provide quality care for their employees. With Redirect Health your business can provide quality healthcare at a price you can actually afford.
EverydayCARE® makes healthcare simple and affordable for small and mid-size businesses. Give employees 24/7 access to care—without high premiums or hidden costs. The result: stronger hiring, lower turnover, and benefits that fit your budget.
$0 routine care, 24/7 virtual visits, mental health, labs, chiropractic
Routine Care + hospital coverage, specialists, and imaging
Hospital + expanded labs, Rx benefits, reduced exclusions
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Member Only
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$164
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$453
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$562
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Member + Spouse
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$294
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$895
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$1119
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Member + Child(ren)
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$294
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$927
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$1157
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Member + Family
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$436
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$1310
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$1627
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Everyday 1to1® Platform
Your Company’s 24/7 Medical Director
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$0 copay Virtual and In-Network Office Visit with 48 Hour Pre-Authorization $20 copay4 Out-of-Network Office Visit with 48 Hour Pre-Authorization $50 copay5 In-Network or Out-of-Network Visit without 48 Hour Pre-Authorization |
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(Basic)
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(Standard)
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(Expanded)
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$0 copay Mental Health Tele-Counseling with 48 Hour Pre-Authorization |
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Rx & Immunizations - View Formulary Copays may vary depending on pharmacy location, quantity, and dosage |
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$0 copay Virtual Specialist Curbside Consult6 with 48 Hour Pre-Authorization |
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Specialist Consults & Care $50 copay5 with 48 Hour Pre-Authorization |
Everyday 1to1® CareLogistics™ Get the healthcare you need without spending more than you should Appointment scheduling, Referrals, Navigation Negotiations, Alternative funding mgmt. Cost of Services is 100% Member Responsibility |
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$50 copay5 MRI, PET, CT scans, ultrasound, mammogram and other imaging with 48 Hour Pre-Authorization |
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Hospital Care - Inpatient & Outpatient7 Individual - plan year
$2,000 deductible Family - plan year
$4,000 deductible Emergency Room $500 copay + 20% coinsurance |
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Excluded Services8 Organ transplants, dialysis, skilled nursing, advanced psychiatric care and specialty & non-formulary medications |
Everyday 1to1® CareLogistics™ Get the healthcare you need without spending more than you should Appointment scheduling, Referrals, Navigation Negotiations, Alternative funding mgmt. Cost of Services is 100% Member Responsibility |
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ACA Compliance Satisfies Penalty A (MEC) |
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Minimum Employer Contribution Satisfies Penalty A (MEC) |
100% of Primary Member Only
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50% of Primary Member Only
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Multiplan (or add a doctor 48 Hours prior to visit)9 |
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Give your employees instant access to trusted providers anytime, anywhere—right from our app.