Reef Health
Logo - Redirect Health

We provide easy to manage solutions for your employees.

Reef Health is committed to helping you live your best life. Redirect Health will help you get the care you need while spending less.

Competitive recruitment.
Increase retention.
Lower healthcare spend. Better care.

With insurance premiums still on the rise, businesses across America have increasingly struggled to provide quality care for their employees. With Redirect Health your business can provide quality healthcare at a price you can actually afford.

Invest in Your Team’s Health:
Smarter Benefits That Deliver

EverydayCARE® makes healthcare simple and affordable for small and mid-size businesses. Give employees 24/7 access to care—without high premiums or hidden costs. The result: stronger hiring, lower turnover, and benefits that fit your budget.

Start Application

EverydayCARE®1
Routine Care

Member Only - $199

Member + Spouse - $349

Member + Child(ren) - $349

Member + Family - $499

Your Company’s 24/7 Medical Director

Health and Fitness Classes

at over 20k facilities and 4k virtual classes

Health and Wellness Discounts

unlocking up to 40% off at over 400 national retailers

  • Virtual Primary Care (24/7/365)
  • In-Office Primary & Urgent Care
  • Pediatric Care
  • Annual Adult Physical3 & Well Child
  • Chiropractic (12 free visits per year)
  • X-rays

$0 copay

Virtual and In-Network Office Visit

with 48 Hour Pre-Authorization

$20 copay4

Out-of-Network Office Visit

with 48 Hour Pre-Authorization

$50 copay5

In-Network or Out-of-Network Visit

without 48 Hour Pre-Authorization

$0 copay

Labs - View Labs

with 48 Hour Pre-Authorization

$0 copay

Mental Health Tele-Counseling

with 48 Hour Pre-Authorization

Rx & Immunizations - View Formulary

Many generic medications with $0 copay. Copays may vary depending on pharmacy location, quantity, and dosage
with 48 Hour Pre-Authorization

$0 copay

Virtual Specialist Curbside Consult6

with 48 Hour Pre-Authorization

Everyday 1to1® CareLogistics™

- Get the healthcare you need without spending more than you should

- Appointment scheduling, Referrals, Navigation

- Negotiations, Alternative funding mgmt.

Cost of Services is 100% Member Responsibility

Excluded Services8

Organ transplants, dialysis, skilled nursing, residential treatment facilities, and specialty and non-formulary medications.

Multiplan PHPCS Practitioner Only Network9

(or add a doctor 48 Hours prior to visit)

EverydayCARE®1, 2
Hospital

Member Only - $479

Member + Spouse - $879

Member + Child(ren) - $919

Member + Family - $1299

Your Company’s 24/7 Medical Director

Health and Fitness Classes

at over 20k facilities and 4k virtual classes

Health and Wellness Discounts

unlocking up to 40% off at over 400 national retailers

  • Virtual Primary Care (24/7/365)
  • In-Office Primary & Urgent Care
  • Pediatric Care
  • Annual Adult Physical3 & Well Child
  • Chiropractic (12 free visits per year)
  • X-rays

$0 copay

Virtual and In-Network Office Visit

with 48 Hour Pre-Authorization

$20 copay4

Out-of-Network Office Visit

with 48 Hour Pre-Authorization

$50 copay5

In-Network or Out-of-Network Visit

without 48 Hour Pre-Authorization

$0 copay

Labs - View Labs

with 48 Hour Pre-Authorization

$0 copay

Mental Health Tele-Counseling

with 48 Hour Pre-Authorization

Rx & Immunizations - View Formulary

Many generic medications with $0 copay. Copays may vary depending on pharmacy location, quantity, and dosage
with 48 Hour Pre-Authorization

$0 copay

Virtual Specialist Curbside Consult6

with 48 Hour Pre-Authorization

Specialist Consults

$50 copay5

with 48 Hour Pre-Authorization

Advanced Imaging

$50 copay5

MRI, PET, CT scans, ultrasound, mammogram and other imaging

with 48 Hour Pre-Authorization

Hospital Care - Inpatient & Outpatient Procedures7

Individual - plan year

$2,000 deductible
20% coinsurance | $4,000 out-of-pocket max4

Family - plan year

$4,000 deductible
20% coinsurance | $6,000 out-of-pocket max4

Emergency Room

$500 copay + 20% coinsurance

Excluded Services8

Organ transplants, dialysis, skilled nursing, residential treatment facilities, and specialty and non-formulary medications.

Everyday 1to1® CareLogistics™

- Get the healthcare you need without spending more than you should

- Appointment scheduling, Referrals, Navigation

- Negotiations, Alternative funding mgmt.

Cost of Services is 100% Member Responsibility

Multiplan PHPCS Practitioner Only Network9

(or add a doctor 48 Hours prior to visit)

EverydayCARE®1, 2
Hospital PLUS

Member Only - $599

Member + Spouse - $1199

Member + Child(ren) - $1199

Member + Family - $1699

Your Company’s 24/7 Medical Director

Health and Fitness Classes

at over 20k facilities and 4k virtual classes

Health and Wellness Discounts

unlocking up to 40% off at over 400 national retailers

  • Virtual Primary Care (24/7/365)
  • In-Office Primary & Urgent Care
  • Pediatric Care
  • Annual Adult Physical3 & Well Child
  • Chiropractic (12 free visits per year)
  • X-rays

$0 copay

Virtual and In-Network Office Visit

with 48 Hour Pre-Authorization

$20 copay4

Out-of-Network Office Visit

with 48 Hour Pre-Authorization

$50 copay5

In-Network or Out-of-Network Visit

without 48 Hour Pre-Authorization

$0 copay

Labs - View Labs

with 48 Hour Pre-Authorization

$0 copay

Mental Health Tele-Counseling

with 48 Hour Pre-Authorization

Rx & Immunizations - View Formulary

Copays may vary depending on pharmacy location, quantity, and dosage
with 48 Hour Pre-Authorization

$0 copay

Virtual Specialist Curbside Consult6

with 48 Hour Pre-Authorization

Specialist Consults

$50 copay5

with 48 Hour Pre-Authorization

Advanced Imaging

$50 copay5

MRI, PET, CT scans, ultrasound, mammogram and other imaging

with 48 Hour Pre-Authorization

Hospital Care - Inpatient & Outpatient Procedures7

Individual - plan year

$2,000 deductible
20% coinsurance | $4,000 out-of-pocket max4

Family - plan year

$4,000 deductible
20% coinsurance | $6,000 out-of-pocket max4

Emergency Room

$500 copay + 20% coinsurance

Excluded Services8

Organ transplants, dialysis, skilled nursing, residential treatment facilities, and specialty and non-formulary medications.

Dialysis, Residential Treatment Facilities & Skilled Nursing Included

Multiplan PHPCS Practitioner Only Network9

(or add a doctor 48 Hours prior to visit)

  • 1 This program is an ERISA self-funded insurance plan managed by Redirect Health. This overview is intended only as an illustration of the benefit design. Refer to actual Summary of Plan description (SPD) for actual coverage, limitations and exclusion provisions.
  • 2 Special enrollment requirements apply in order to qualify for Specific Deductible Waivers. Medical Questionnaires may be required.
  • 3 Routine physical exam; gynecological exam; screening mammogram; PAP smear; prostate testing (PSA); routine lab and immunizations; and all other ACA required Preventive Screening with pre-authorization.
  • 4 Eligible benefits subject to deductible and copay count toward max out-of-pocket.
  • 5 Maximum allowable charge is 140% of Medicare allowable or as negotiated by Redirect Health but not to exceed UCR.
  • 6 A Redirect Health medical professional will interact with specialist on the member’s behalf.
  • 7 Pre-authorization REQUIRED for ALL NON-EMERGENCY care or no benefit will apply.
  • 8 See SPD.
  • 9 Any doctor who accepts the Redirect Health Usual, Customary and Reasonable (UCR) Agreement can be in-network.

EverydayCARE® Group Benefit Summaries

Below are our comprehensive Group Benefit Summaries

24/7 Primary Care in Your Pocket

Give your employees instant access to trusted providers anytime, anywhere—right from our app.