TPA & Medical License in all 50 States
Dedicated Healthcare Consultants with Live Support
Assigned Client Success Advocate for every Client
No Medical Underwriting
Competitive Commissions
Nationwide Plan Availability
Easy Enrollment & Seamless Renewals
BenAdmin Integrations Available
ACA Compliant Plans
Select your coverage:
everyday care for you and your loved ones
Employee Only
everyday care for you and your loved ones
Employee Only
everyday care for you and your loved ones
Employee Only
$0 copay Virtual and In-Network Office Visit with 48 Hour Pre-Authorization $20 copay4 Out-of-Network Office Visit with 48 Hour Pre-Authorization $50 copay5 In-Network or Out-of-Network Visit with 48 Hour Pre-Authorization |
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(Basic)
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(Standard)
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(Expanded)
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$0 copay Mental Health Tele-Counseling with 48 Hour Pre-Authorization |
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Rx & Immunizations - View Formulary Copays may vary depending on pharmacy location, quantity, and dosage |
(Basic)
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(Standard)
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(Expanded)
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Specialist Consults & Care $50 member responsibility5 with 48 Hour Pre-Authorization |
Care Navigation Only Appointment preparation, coordination, navigation, alternative funding management, and pre-negotiations 100% Member Responsibility |
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$50 member responsibility5 MRI, PET, CT scans, ultrasound, mammogram and other imaging with 48 Hour Pre-Authorization |
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Hospital Care - Inpatient & Outpatient6 Individual - plan year
$2,000 initial member responsibility Family - plan year
$4,000 initial member responsibility Emergency Room $500 + 20% member responsibility |
(Non-Embedded Member Responsibility)
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(Non-Embedded Member Responsibility)
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Excluded Services7 Pre-existing conditions, organ transplants, dialysis, skilled nursing, advanced psychiatric care and specialty and non-formulary medications |
Care Navigation Only Appointment preparation, coordination, navigation, alternative funding management, and pre-negotiations 100% Member Responsibility |
Additional chemotherapy $30,000 sharing limit8 Dialysis $10,000 sharing limit8 Skilled nursing $5,000 sharing limit8 Air ambulance $5,000 sharing limit8 Pre-existing exclusions apply 12 month look back |
ACA Compliance Satisfies Penalty A (MEC) |
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Minimum Employer Contribution Satisfies Penalty A (MEC) |
100% of Primary Member Only
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50% of Primary Member Only
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Minimum Employer Participation |
50% of Full-Time Employees
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$0 copay
Virtual and In-Network Office Visit
with 48 Hour Pre-Authorization
$20 copay4
Out-of-Network Office Visit
with 48 Hour Pre-Authorization
$50 copay5
In-Network or Out-of-Network Visit
with 48 Hour Pre-Authorization
$0 copay
Mental Health Tele-Counseling
with 48 Hour Pre-Authorization
Rx & Immunizations - View Formulary
Copays may vary depending on pharmacy location, quantity, and dosage
Discount program - prices may vary depending on pharmacy location, quantity & dosage with 48 Hour Pre-Authorization
Care Navigation Only
Appointment preparation, coordination, navigation, alternative funding management, and pre-negotiations
100% Member Responsibility
Excluded Services7
Pre-existing conditions, organ transplants, dialysis, skilled nursing, advanced psychiatric care and specialty and non-formulary medications
ACA Compliance
Satisfies Penalty A (MEC)
Minimum Employer Contribution
100% of Primary Member Only
Minimum Employer Participation
50% of Full-Time Employees
$0 copay
Virtual and In-Network Office Visit
with 48 Hour Pre-Authorization
$20 copay4
Out-of-Network Office Visit
with 48 Hour Pre-Authorization
$50 copay5
In-Network or Out-of-Network Visit
with 48 Hour Pre-Authorization
$0 copay
Mental Health Tele-Counseling
with 48 Hour Pre-Authorization
Rx & Immunizations - View Formulary
Copays may vary depending on pharmacy location, quantity, and dosage
Discount program - prices may vary depending on pharmacy location, quantity & dosage with 48 Hour Pre-Authorization
Specialist Consults & Care
$50 member responsibility5
with 48 Hour Pre-Authorization
$50 member responsibility5
MRI, PET, CT scans, ultrasound, mammogram and other imaging
with 48 Hour Pre-Authorization
Hospital Care - Inpatient & Outpatient6
Individual - plan year
$2,000 initial member responsibility
20% co-share | $4,000 out-of-pocket max4
(Non-Embedded Member Responsibility)
Family - plan year
$4,000 initial member responsibility
20% co-share | $6,000 out-of-pocket max4
(Non-Embedded Member Responsibility)
Emergency Room
$500 + 20% member responsibility
(Non-Embedded Member Responsibility)
Excluded Services7
Pre-existing conditions, organ transplants, dialysis, skilled nursing, advanced psychiatric care and specialty and non-formulary medications
Care Navigation Only
Appointment preparation, coordination, navigation, alternative funding management, and pre-negotiations
ACA Compliance
Satisfies Penalty A (MEC)
Minimum Employer Contribution
50% of Primary Member Only
Minimum Employer Participation
50% of Full-Time Employees
$0 copay
Virtual and In-Network Office Visit
with 48 Hour Pre-Authorization
$20 copay4
Out-of-Network Office Visit
with 48 Hour Pre-Authorization
$50 copay5
In-Network or Out-of-Network Visit
with 48 Hour Pre-Authorization
$0 copay
Mental Health Tele-Counseling
with 48 Hour Pre-Authorization
Rx & Immunizations - View Formulary
Copays may vary depending on pharmacy location, quantity, and dosage
Discount program - prices may vary depending on pharmacy location, quantity & dosage with 48 Hour Pre-Authorization
Specialist Consults & Care
$50 member responsibility5
with 48 Hour Pre-Authorization
$50 member responsibility5
MRI, PET, CT scans, ultrasound, mammogram and other imaging
with 48 Hour Pre-Authorization
Hospital Care - Inpatient & Outpatient6
Individual - plan year
$2,000 initial member responsibility
20% co-share | $4,000 out-of-pocket max4
(Non-Embedded Member Responsibility)
Family - plan year
$4,000 initial member responsibility
20% co-share | $6,000 out-of-pocket max4
(Non-Embedded Member Responsibility)
Emergency Room
$500 + 20% member responsibility
(Non-Embedded Member Responsibility)
Excluded Services7
Pre-existing conditions, organ transplants, dialysis, skilled nursing, advanced psychiatric care and specialty and non-formulary medications
Additional chemotherapy
$30,000 sharing limit8
Dialysis
$10,000 sharing limit8
Skilled nursing
$5,000 sharing limit8
Air ambulance
$5,000 sharing limit8
Pre-existing exclusions apply
12 month look back
ACA Compliance
Satisfies Penalty A (MEC)
Minimum Employer Contribution
50% of Primary Member Only
Minimum Employer Participation
50% of Full-Time Employees
See how simple and affordable healthcare plans are changing small businesses.
2020 N Central Ave
Suite 400
Phoenix, AZ 85004